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Lisa Schmidt's Articles

Data Usage and Consent in South Africa

The Protection of Personal Information Act (POPIA) is designed to safeguard personal data and regulate how companies collect, store, and use this information. One of the fundamental principles of POPIA is that personal information should be processed in a lawful and reasonable manner that does not infringe on the privacy of the individual.

The Debt Collection Process

Drafting and dispatching a letter of demand is a prerequisite to any debt collection proceeding. This letter sets out the basis of the creditor's claim and creates an opportunity for the matter to be resolved amicably. In some cases, it serves to complete the cause of action before any proceedings can be instituted in court.

Levies and the collection of levies in sectional title schemes

Timely payment of levies is crucial for the smooth operation of sectional title schemes. It ensures that the Body Corporate has sufficient funds to cover all shared expenses and maintains the property value for all members.

Levy Collection Process – Summary

Each member of a sectional title scheme is assessed a monthly levy based on the budget approved by the body corporate. This budget covers all foreseeable expenses such as maintenance, security, insurance, and administrative costs. Once assessed, levies are billed to homeowners regularly, typically on a monthly basis.

Roles And Responsibilities Of Trustees And Managing Agents In Sectional Title Schemes

This article delves into the essential roles and responsibilities of Trustees and Managing Agents within the framework of sectional title schemes. These roles are pivotal for the effective governance and management of such schemes, ensuring their smooth operation and compliance with relevant legislative requirements.

Balconies, Patios And Porches In Sectional Title Schemes

There is often confusion as to whether a balcony, porch or patio is classified as an Exclusive Use Area (“EUA”), common property or whether the balcony, porch or patio forms part of an owner’s section/unit.

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